What benefits are payable to my surviving children?
Survivor benefits to children are the same regardless of whether you are an active employee or a retiree at your death. The definition of child for this purpose includes those born within wedlock, adopted, a stepchild or recognized child born out of wedlock who lived with the retiree in a regular parent-child relationship, or a recognized child born out of wedlock whom the retiree supported, either based on a court order or with voluntary regular and substantial contributions.

The child must be: your dependent; unmarried; and under age 22 if a full-time student (under 18 if not) except that there is no age limit for those who can’t support themselves because of a disability that began before age 18.
The children’s rate when there is a surviving parent is about $500 per month per eligible child or about $1,500 per month divided by the number of eligible children (if four or more). If there is no surviving parent the rate is about $600 per month per eligible child or about $1,800 per month divided by the number of eligible children (if four or more). These rates are inflation-indexed each year.

These benefits are automatic; there is no charge to you for providing them.
The amounts are reduced by any Social Security survivor benefits payable to the children of CSRS Offset employees or retirees, but not standard CSRS employees or retirees.

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